Why Hip Hop & Finances?

Hip hop has always been a powerful voice for expression, culture, and creativity. Today, many young people face financial challenges, from managing money to building credit and planning for the future. Hip Hop & Finances combines the energy of music and dance with practical financial literacy, giving youth the tools to take control of their money. By making learning fun, engaging, and hands-on, we empower the next generation to rise above challenges, make smart financial choices, and build a strong, independent future. Upon completion of the program, participants will receive $200 to open their own bank account, giving them a real start on their financial journey.

We Are...

Combining financial literacy with hip hop, making learning fun and relatable

Using hip hop, students connect rhythm with responsibility, making financial literacy fun, relatable, and unforgettable.

Showing the connection between discipline, rhythm, and financial responsibility

Empowering youth to take control of their financial future and make informed decisions

Building confidence, self-expression, and leadership skills through dance and group activities

Encouraging goal-setting and creating vision boards to visualize dreams and financial aspirations

Emphasizing teamwork and collaboration while tackling financial challenges

Providing hands-on learning that kids can apply to real-life money situations

What They'll Learn...

Hop on the Financial Bus Ride: An exciting journey through the world of money, where every stop teaches a new financial skill.

Meet Money: Discover the role of money and how to manage it wisely.

The Problem: Understand common financial challenges and how to overcome them.

Vision & Purpose: Create personal vision boards to map dreams and financial goals.

Budgeting & The Money Game: Learn hands-on budgeting, saving, and planning for the future.

Credit & Purchase Traps: Build good credit, avoid debt, and make smart spending choices.

Investing & Estate Planning: Learn how to grow wealth and plan for the future.

Pay It Forward & Giving Back: Discover generosity and using financial knowledge to help others.

Fun Hip Hop & Interactive Learning: Move, groove, and connect rhythm with real-life money lessons.

“Today’s kids are growing up without money know-how—earning, saving, and spending smartly is foreign to them.”

Endless social media scrolling

Playing video games

nonstop

Binge-watching shows all night

I Am Rubbie Groves-Clay

As the Broker of Clay Realty Group and author of Get A Hold Of Your Darn Finances, I’ve spent over 33 years helping people buy homes and manage property, while seeing firsthand how money struggles can quietly affect families. Many adults weren’t taught how to handle finances growing up, and I’m on a mission to make sure our youth don’t face the same challenges.

That’s why I created “Get A Hold Of Your Darn Finances”, a program that teaches teens and young adults the essential skills they need to thrive financially—money management, credit, budgeting, investing, estate planning, and more—all in a fun, hands-on way. And now, we’re turning up the energy by infusing hip hop with financial literacy, making learning about money exciting, relatable, and unforgettable.

Through Hip Hop & Finances, kids learn to set goals, create vision boards, and make smart financial moves—all while moving to the beat, expressing themselves, and building confidence. This isn’t just about money—it’s about hope, empowerment, and helping our next generation own their financial journey.

WHAT OUR CLIENTS SAY

I had the pleasure of having Rubbie teach Golf & Finances to the kids in my Teen Golf Program., I’ve seen students gain real financial knowledge, The lessons on budgeting and credit are truly life-changing!

Fred Kimbrough,

Director of College Hill Foundation

Having worked with Rubbie in real estate as a mortgage broker, I’ve seen her program empower clients to achieve financial freedom!

Deborah Williams,

Director Smart Solutions

Students praised it as fun, clear, and transformative. Her lessons in money management, budgeting, credit, and goal-setting give them confidence and practical tools for a strong financial future.

Tiffany Jones,

Director, Juvenile Detention Center